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Charity and Trustees Liability

We offer Charity and Trustees Liability insurance, which helps protect charities and their trustees against legal claims related to decisions made in their roles.

We often hear statements like:
“A trustee cannot be pursued personally…”
“The company has limited liability, so I’m not individually exposed…”

Unfortunately, these assumptions can be misleading. Individuals involved in running a charity or non-profit organisation can be held personally liable for decisions made in their roles. That’s why Charity Trustees and Directors & Officers Liability Insurance is essential.

This policy provides protection for both individuals and the organisation itself, typically offering three levels of cover:

  • Trustees / Directors Liability – protects individuals against personal claims arising from alleged mismanagement, breach of duty, or negligence.
  • Charity / Company Liability – covers the organisation itself, as legal action often targets both the individual and the entity.
  • Employment Practices Liability – provides cover for employment-related disputes such as unfair dismissal, harassment, or discrimination claims.

With increasing scrutiny and legal risks in the charity sector, having the right insurance in place is vital.

Contact Performers Insurance today to discuss your options and get expert guidance on the best cover for your organisation.

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